So you have found your perfect home. Maybe you are a first time buyer, or maybe you are upsizing and have grown out of your existing property. Whatever the reason, you have fell in love with a new house and want to buy it. As with most things in life, if you see something you want, you have to move fast, so don’t delay or you may lose your dream home.
At this stage you should have a deposit saved, and should have researched mortgages and have an idea of what you can afford and borrow based on your salary. If you have not done so already, it may be worth speaking to your bank or building society, looking at the best mortgages online, or speaking to an independent financial advisor who will tell you about the best deals on the market.